What is the FCRA and how does it apply to me and my company?

The Federal Fair Credit Reporting Act (FCRA) was enacted in 1971 as the first federal regulation of the consumer reporting industry citing “a need to ensure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality and a respect for the consumer’s right to privacy.”

Yes, whether screening an individual for employment or contracting purposes, when using PlusOne Solutions, the FCRA will apply. We work with our Customers to improve compliance with all applicable legal standards. PlusOne Solutions partners with our Customers to ensure the appropriate forms, notices and guidance on such matters is in place. Although we are not able to provide legal advice, the compliance of the process is a joint effort.

Will personal information be kept confidential?

PlusOne takes its role protecting our Customers and application information very seriously and we optimize electronic security technologies, procedures and organizational measures to help safeguard consumer information against loss, misuse, and unauthorized access, disclosure, alteration and destruction. Using appropriate data encryption when data is transmitted, strong password protocols and user permissions and layered firewalls and other security technologies maintain a secure environment.